This procedure is designed to allow you to integrate compliance procedures into your regular, every day workflow without bringing in unnecessary difficulties into your operating procedures.  It will also provide a cost-effective and practical way to manage the compliance function of your bank.

A comprehensive Compliance Consulting review would include the following:

• Right to Privacy Act

• Bank Secrecy Act

• Truth-in-Lending Act - Regulation Z

• Truth-in-Savings Act - Regulation DD

• Electronic Funds Transfer Act - Regulation E

• Expedited Funds Availability Act - Regulation CC

• Equal Credit Opportunity Act - Regulation B

• Fair Credit Reporting Act

• Community reinvestment Act

• Fair Housing Act

• Real Estate Settlement Procedures Act - Regulation X

• Flood Disaster Protection Act

• Unfair or Deceptive Acts or Practices - Regulation AA

• FIRA - Regulation O

• Home Mortgage Disclosure Act - Regulation C

• NOW Account Eligibility and Money Market Account Procedures

• Privacy

• Consumer Protection for Bank Sales

UC Can also break these reviews into components:

More information to come.

• Review/Develop Policies & Procedures

• Recruiting and Retention Strategies

• Job Description Review/Development

• Assist in HR Compliance (Applicant Tracking, Affirmative Action Plans, etc.)

• HR Operational Audits

• Compensation System and Benefits Review/Development

• Employee Opinion Survey

• Customer Service Training

• HR 101

• Mergers & Acquisitions

• Strategic Planning

• SWAT Analysis

• Organizational Integration

• And many more...

• Measure and manage interest rate risk

• Gap analysis

• Setting up goal, policies, procedures and systems

• Back-testing

• Portfolio management

More information to come.